About Us
We are committed to enhancing your business operations by providing a reliable payment technology gateway, e-commerce solutions, and hardware to deliver a seamless and unified commerce experience.
We are committed to enhancing your business operations by providing a reliable payment technology gateway, e-commerce solutions, and hardware to deliver a seamless and unified commerce experience.
At Valor, we understand the importance of reliable business solutions to improve your business. That’s why we offer innovative, advanced, and secure all-in-one payment technology solutions for ISOs, merchants, and new business owners.
Our commitment to excellence means continually improving our software systems and payment devices to provide you with the gold standard for intelligent, hassle-free transactions. In addition to being cost-efficient and intelligent, our value-added features and reliable service support ensure that we are the ideal partner for your business growth.
At Valor, we constantly push the boundaries of what’s possible to deliver the best solutions for your business needs. Whether you’re a small business owner or a large corporation, you can trust us to provide the technology and service you need to succeed.
Valor is an organization deeply committed to excellence. Our core values are the key to our success, and we strive to
embody them in everything we do. Our values are not just words on a page but are deeply ingrained in our culture and
guide our behavior inside and outside the company.
Innovation is one of our core values, driving us to constantly seek new and better ways of doing things. By being innovative, we can stay ahead of the curve and continue to provide our customers with the best possible products and services.
Collaboration is another one of our core values, essential to our success. By working together, we can achieve more than we ever could alone. We encourage our employees to share ideas, work together on projects, and support one another to create a culture of collaboration.
At Valor PayTech, we continuously strive to understand the future of the credit card processing industry and merchant needs. In 2019, we developed our Gateway, POS/Terminal systems, and Risk Monitoring System. Our innovative technique to credit card processing and the ISO sales system have enabled us to offer unparalleled services to our clients. Our advanced technology ensures that our clients experience seamless and secure payment processing.
Valor PayTech proudly announced the extension of our team with a strategic business division that will focus on expanding our capabilities across unified commerce solutions and delivering a seamless payments experience. As part of this initiative, we will partner with independent software vendors (ISVs) to offer easy-to-implement integrations and provide additional value to our customers. Our continued growth and commitment to innovation will enable us to stay at the forefront of the payments industry and deliver the best possible solutions to our clients.
CEO
Eric Bernstein - CEO
As the CEO for Valor Paytech since inception, Eric Bernstein focuses on overall operations, marketing, branding, revenue implementation and strategic growth initiatives.
Previous to Valor Paytech, Eric was with Morgan Stanley in the Private Wealth Management division where he maintained a portfolio of clients and increased the net worth. Overall, he has over 10 years in the merchant processing space, specifically in product development and client implementation.
Eric has an extensive background in high volume, complex transaction processing systems, electronic billing and payment solutions, and brings a wealth of knowledge in strategy and leadership. Resulting in Valor PayTech’s harvest of a delighted client base.
CTO
Abubacker Nainamohamed - CTO
Abubacker has been in the forefront of the payment industry for about 10 years. Has developed Various Transactional Switches, VAS applications for POS, Enterprise level CRM for ISOs and, most notably, Web application portal for Merchants and ISOs.
He holds the distinct recognition of having created Cloud-based Risk Engine Software to help Risk Managers. Clearly establishing the edge for Valor Payment Gateway, a NextGen payment EcoSystem.
EVP & CFO
Daniel O'Connell - EXECUTIVE VICE PRESIDENT & CFO
Daniel O'Connell brings over 25 years of payments and fintech experience to the Valor PayTech team. He has a proven record of driving financial success in fast-paced, high-growth organizations. Before joining Valor PayTech, Daniel held several executive leadership roles with First Data/ Fiserv, Ascentium Capital, and Safrapay, where he helped drive significant revenue growth and led the finance, accounting, sales, and operations teams globally.
SVP OF BUSINESS DEVELOPMENT
Todd Harris - SVP OF BUSINESS DEVELOPMENT
Todd Harris is a highly experienced business development executive with over 20+ years of experience in the financial industry. He recently joined our team as Senior Vice President of Business Development. Throughout his career, Harris has demonstrated a consistent ability to drive sales and revenue growth, consistently exceeding targets.
Harris has previously worked for several industry leaders, including Fiserv, TSYS, and PAX technology. At PAX, Harris played a crucial role in expanding the company’s presence in the North American market and securing several significant partnerships.
SVP OF SALES
Gene Schenberg - SVP OF SALES
Gene Schenberg is a results-driven sales executive with decades of successful experience building strategic partnerships, and leading teams. As Senior Vice President of Sales for Valor PayTech, he drives rapid revenue growth, sales leadership, and management.
Prior to Valor PayTech, Schenberg was Vice President of Channel Sales for vPromos, a payment card-linked loyalty social media and mobile messaging platform fintech company. He previously was Vice President of North American Strategic Partnerships for a cloud-based marketing and loyalty platform provider Movylo, Vice President of Strategic Partnerships for International Bancard, Vice President of PayAnywhere Sales for North American Bancard, and Vice President of Sales for mobile payments products and platform company NetSecure.
A strategic thinker, hunter, and pragmatist, Schenberg fuels business growth by developing and executing profitable business development strategies, attracting top talent, and building strong relationships.
VP OF SALES
Martin McMullin - VP OF SALES
A seasoned Sales Management and Marketing Professional, Martin’s proven ability to generate Business Growth is exceptional. His highly successful career in sales, sales management, marketing, and general management brings significant experience in effectively managing sales, growing revenue, building channels, and expanding market share.
Predominately in the payments industry, Martin has worked in Issuing, Acquiring, Software, Hardware (including OEM) and Processing. This expansive background has enabled his productive work with many ISVs.
DIRECTOR OF PARTNER RELATIONS
Michael Grottano - Director of Partner Relations
Michael Grottano has been with Valor since its inception. With two decades in finance and a five-year immersion in fintech, he seamlessly blends financial expertise with cutting-edge technology. He excels in relationship-building, partner onboarding, and training, particularly in showcasing Valor's innovative products.
Michael's strengths lie in creative problem-solving, effective management, and strategic thinking, making him a dynamic asset in the ever-evolving fintech landscape.
DIRECTOR OF OPERATIONS
Narthanaraja - DIRECTOR OF OPERATIONS
Narthanaraja is a seasoned expert with a record of accomplishment in studying and evaluating company practices. He is adept in planning, organizing, and strategizing the everyday operations of a business by overseeing the Gateway, CRM, and Creative departments. He collaborates with senior managers to establish goals that foster the advancement of the business. He is well-versed in formulating plans and strategies to enhance productivity and analyzing financial data to change operational budgets in order to increase profitability. He is skilled in analyzing the performance of departmental support activities, such as human resources, and making recommendations for improvement. In addition, he is able to assess the entire performance of the employee by collecting, evaluating, and interpreting data and metrics.
With excellent decision making skills, Narthanaraja is capable of improving the business processes for each department through analysis and collaboration. He has a comprehensive background in developing budgets and crafting business plans. Narthanaraja is one of the primary pillars to our organization and his expertise plays a vital role in achieving optimal results.
Development Director
Guhan M - DEVELOPMENT DIRECTOR
Guhan Meenakshisundaram is an expert in the payment industry with over 15+ years of experience and has a proven track record of successful integrations. He excels at problem-solving, relationship building, and working with teams to reach a common goal and is committed to providing the best possible product and services. He has successfully integrated around 20 unique POS terminals with different processors/payment gateways for the Indian and US markets. These devices include various countertops, pin pads, and mobile POS terminals. He has also created a common base POS architecture that can be used across multiple unique POS terminals. Additionally, he has created a remote diagnostics tool for multiple unique POS machines that can be used to quickly resolve any issues. He has also achieved the distinguished integration of EMV and CLESS by the framework without much effort. He has also worked in various processor switch integrations. His proficiency in cloud-based and semi-integrated ISV has been vital to his success. He is well-versed in dealing with overseas clients including the United States, Europe, China, Taiwan, and the United Arab Emirates. At present, Guhan M is the Development Director for payment gateway in India. He is in charge of all payment gateway developments and is therefore directing all activities across various teams.
Development Director
Pavunkumar G - DEVELOPMENT DIRECTOR
Pavunkumar G is a highly experienced professional with 15+ years of experience in banking product development and payment industry. He is currently serving as the director of CRM at Valor and has also been the product owner for a merchant industry CRM for the past 7 years, managing various integrations and implementations. He has worked extensively in Linux operating systems and has been involved in the development of various banking products such as SMS, Mobile Banking, USSD Banking, and has played a key role in developing an IMPS Switch to integrate with the Nation financial switch. He is a highly capable professional, well-versed in the latest technologies & trends and is committed to providing the best possible solutions. At present, Pavunkumar G is the Development Director for CRM in India. He is in charge of all CRM developments and is therefore directing all activities across various teams.
CISO
Thekkamalai G - CISO
Thekkamalai Ganesan began his career as a C/Perl/Database developer in the Computer-Telephony sector, and later became a C++ developer and application designer in the Finance industry. Thekkamalai has a wealth of experience in the development, delivery, and implementation of applications and products.
Thekkamalai is currently the Chief Information Security Officer (CISO) of Valor, where he is in charge of implementing SOC, PCI-DSS, and P2PE standardization. He is also the leader of Gateway's Database team, where he is responsible for creating the Database and enhancing its performance for high availability. Likewise, he is the head of infrastructure and is accountable for establishing an emerging infrastructure in the AWS Cloud environment that ensures the high availability of services for the business. Moreover, he is the head of security, committed to implementing and enforcing security regulatory standards. Thekkamalai is an incredible resource to Valor owing to his solid technical expertise and dedication to his profession.
Project Manager
Sathishkumar D - PROJECT MANAGER
Sathish Kumar is a payment industry professional with more than 12 years of experience in the domain. He has worked on various banking-related projects such as SMS Banking, Mobile Banking, Internet Banking, and IMPS payment switch. He has also integrated with CBS (Core Banking System) and created simulators to find the TPS (Transaction Per Second) of the payment gateway. Sathish has also been integrated with the "Rupay" card scheme for card-based payments. At present, Sathish Kumar is working as a Project manager for Valor. He is in charge of all major switch projects and is therefore directing his switch team. In addition, he plays a crucial role in payment processor integration. He is an experienced competent professional adding value to Valor.
Mobile Team Manager
Karthik Ramu - MOBILE TEAM MANAGER
Karthik Ramu is a highly experienced and successful tech lead, with over 11+ years of experience in iOS app development. He has developed apps in a variety of fields, such as live streaming, social media, medical, E-commerce, Games, and payment-type apps. Karthik is well-versed in Swift, Objective-C, Laravel, and MySQL. His experience has enabled him to successfully publish more than 20 apps in the AppStore. In addition, he has also integrated Bluetooth and audio jack devices in the payment apps. Currently, Karthik is working as a tech lead in the Gateway team, managing the TMS and Mobile teams. He is an excellent leader, with the ability to think strategically, and to ensure that projects are completed within the set deadlines.
Senior Business Data Analyst
Satheesh N - SENIOR BUSINESS DATA ANALYST
Satheesh N is a seasoned professional with over 15 years of experience in various aspects of management and business development. With an MBA from ICFAI, he possesses a solid academic foundation and a drive for excellence in his work. He has extensive experience in numerous crucial areas, including database consulting, infrastructure support, training and development, recruitment, and other key areas. In addition to his professional achievements, Satheesh is also deeply passionate about sustainability and has been running a successful organic farm, Mullaivanam Natural Farms, for many years. This combination of business acumen and passion for sustainability provides him with a unique perspective and approach to his work. He is highly motivated, organized, and has a keen eye for detail, which enables him to help the organization reach its full potential. His enthusiasm and commitment to excellence make him a distinct resource to Valor.
Solution Architect
Madhan G - SOLUTION ARCHITECT
Madhan Gunasekaran is a highly experienced software engineer and architect with a Bachelor of Engineering in Computer Science and Engineering from the Government College of Erode and a Master of Science in System Software from BITS Pilani. He has worked in the automotive, telecom, payment, and market infrastructure domains in various roles. He is proficient in C/C++, Linux, UNIX, and Shell scripting. He has worked as an Integration and Software Architect in a Market Infrastructure project, integrating various environments and payment solutions, as well as a developer, SME, and Football owner L3 support for a banking project that provides leading FX services in the world. Currently, Madhan is leading the QA team, managing release planning, overseeing process improvement, tracking defects, and providing project management updates to the US team. He is a self-motivated and passionate individual who loves to explore new technologies and share his knowledge with others. He has also been a mentor and coach to many young professionals, taking them to the next level of success.
Gateway Manager
Muthukumar M - GATEWAY MANAGER
Muthukumar M is a computer engineering graduate with ten years of extensive experience with merchant industry CRM for the past eight years. He is responsible for implementing new features and improving the system's stability and performance. He also customizes and configures the CRM system at a user level. He has a deep understanding of the CRM system and its integrations. Muthukumar M is currently serving as the lead of the TMS module in the payment gateway at Valor. He is a highly motivated self-starter, team-oriented, and comes up with creative solutions to challenging problems. He adds exceptional value to valor.
Development Director
Guhan M - DEVELOPMENT DIRECTOR
Guhan Meenakshisundaram is an expert in the payment industry with over 15+ years of experience and has a proven track record of successful integrations. He excels at problem-solving, relationship building, and working with teams to reach a common goal and is committed to providing the best possible product and services. He has successfully integrated around 20 unique POS terminals with different processors/payment gateways for the Indian and US markets. These devices include various countertops, pin pads, and mobile POS terminals. He has also created a common base POS architecture that can be used across multiple unique POS terminals. Additionally, he has created a remote diagnostics tool for multiple unique POS machines that can be used to quickly resolve any issues. He has also achieved the distinguished integration of EMV and CLESS by the framework without much effort. He has also worked in various processor switch integrations. His proficiency in cloud-based and semi-integrated ISV has been vital to his success. He is well-versed in dealing with overseas clients including the United States, Europe, China, Taiwan, and the United Arab Emirates. At present, Guhan M is the Development Director for payment gateway in India. He is in charge of all payment gateway developments and is therefore directing all activities across various teams.
Development Director
Pavunkumar G - DEVELOPMENT DIRECTOR
Pavunkumar G is a highly experienced professional with 15+ years of experience in banking product development and payment industry. He is currently serving as the director of CRM at Valor and has also been the product owner for a merchant industry CRM for the past 7 years, managing various integrations and implementations. He has worked extensively in Linux operating systems and has been involved in the development of various banking products such as SMS, Mobile Banking, USSD Banking, and has played a key role in developing an IMPS Switch to integrate with the Nation financial switch. He is a highly capable professional, well-versed in the latest technologies & trends and is committed to providing the best possible solutions. At present, Pavunkumar G is the Development Director for CRM in India. He is in charge of all CRM developments and is therefore directing all activities across various teams.
CISO
Thekkamalai G - CISO
Thekkamalai Ganesan began his career as a C/Perl/Database developer in the Computer-Telephony sector, and later became a C++ developer and application designer in the Finance industry. Thekkamalai has a wealth of experience in the development, delivery, and implementation of applications and products.
Thekkamalai is currently the Chief Information Security Officer (CISO) of Valor, where he is in charge of implementing SOC, PCI-DSS, and P2PE standardization. He is also the leader of Gateway's Database team, where he is responsible for creating the Database and enhancing its performance for high availability. Likewise, he is the head of infrastructure and is accountable for establishing an emerging infrastructure in the AWS Cloud environment that ensures the high availability of services for the business. Moreover, he is the head of security, committed to implementing and enforcing security regulatory standards. Thekkamalai is an incredible resource to Valor owing to his solid technical expertise and dedication to his profession.
Project Manager
Sathishkumar D - PROJECT MANAGER
Sathish Kumar is a payment industry professional with more than 12 years of experience in the domain. He has worked on various banking-related projects such as SMS Banking, Mobile Banking, Internet Banking, and IMPS payment switch. He has also integrated with CBS (Core Banking System) and created simulators to find the TPS (Transaction Per Second) of the payment gateway. Sathish has also been integrated with the "Rupay" card scheme for card-based payments. At present, Sathish Kumar is working as a Project manager for Valor. He is in charge of all major switch projects and is therefore directing his switch team. In addition, he plays a crucial role in payment processor integration. He is an experienced competent professional adding value to Valor.
Mobile Team Manager
Karthik Ramu - MOBILE TEAM MANAGER
Karthik Ramu is a highly experienced and successful tech lead, with over 11+ years of experience in iOS app development. He has developed apps in a variety of fields, such as live streaming, social media, medical, E-commerce, Games, and payment-type apps. Karthik is well-versed in Swift, Objective-C, Laravel, and MySQL. His experience has enabled him to successfully publish more than 20 apps in the AppStore. In addition, he has also integrated Bluetooth and audio jack devices in the payment apps. Currently, Karthik is working as a tech lead in the Gateway team, managing the TMS and Mobile teams. He is an excellent leader, with the ability to think strategically, and to ensure that projects are completed within the set deadlines.
Solution Architect
Madhan G - SOLUTION ARCHITECT
Madhan Gunasekaran is a highly experienced software engineer and architect with a Bachelor of Engineering in Computer Science and Engineering from the Government College of Erode and a Master of Science in System Software from BITS Pilani. He has worked in the automotive, telecom, payment, and market infrastructure domains in various roles. He is proficient in C/C++, Linux, UNIX, and Shell scripting. He has worked as an Integration and Software Architect in a Market Infrastructure project, integrating various environments and payment solutions, as well as a developer, SME, and Football owner L3 support for a banking project that provides leading FX services in the world. Currently, Madhan is leading the QA team, managing release planning, overseeing process improvement, tracking defects, and providing project management updates to the US team. He is a self-motivated and passionate individual who loves to explore new technologies and share his knowledge with others. He has also been a mentor and coach to many young professionals, taking them to the next level of success.
Gateway Manager
Muthukumar M - GATEWAY MANAGER
Muthukumar M is a computer engineering graduate with ten years of extensive experience with merchant industry CRM for the past eight years. He is responsible for implementing new features and improving the system's stability and performance. He also customizes and configures the CRM system at a user level. He has a deep understanding of the CRM system and its integrations. Muthukumar M is currently serving as the lead of the TMS module in the payment gateway at Valor. He is a highly motivated self-starter, team-oriented, and comes up with creative solutions to challenging problems. He adds exceptional value to valor.
Board Member
OB Rawls - Board Member
OB Rawls is a long-time executive in financial services and payment technology companies.
He has held numerous executive leadership positions with First Data and has more than 30 years of experience in the banking and electronic payments business. He also has led First Data's international partnerships and merchant services divisions.
Mr.Rawls currently leads the entire direct merchant acquisition sales channel, serving banks, national merchants, and revenue sharing alliances for First Data North America. His responsibilities include leading First Data's Strategic Account Sales team for all industry verticals as well as managing relationships with banks, merchant services organizations, and resellers. In addition to his leadership positions as First Data, Mr. Rawls has held executive sales and operations roles with Hypercom Corporation.
He has also held executive management positions with NationsBank and its predecessor, NCNB National Bank.
Board Member
Rajil Vohra - Board Member
A track record of driving growth across a spectrum of financial services and consumer product markets around the globe, I consider myself as a creative problem-solver who brings in market perspective and develops constructive business solutions out of complex, contentious situations. I excel in crisis situations, business divestment/acquisition, and business turnarounds.
My deep domain knowledge and passion for payments and technology inspired me to found, capitalize, grow, and monetize the first cloud-based ERP (Artefacts) for the card acceptance industry. As an enthusiastic business leader, I am passionate in helping payment processing startups achieve their full business potential by employing technologies, particularly on how to bring in a big business advantage in a small business environment.
I currently reside in Atlanta with my wife, 2 sons and our beloved dog. On weekends you can find me in Atlanta courses trying to hit every drive on the fairway.
I hold a degree in Technology from the Indian Institute of Technology, Mumbai, India and an MBA from the Indian Institute of Management, Bangalore, India
Check out the open positions at Valor PayTech